You’re not alone — talk to someone now
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Unified Chambers & Associates

You are not alone.
You are not powerless.

You have rights.

Agents who threaten you, call your family, or shame you to recover a loan are breaking the law — not enforcing it. We help you document it, name the rule they broke, and report it to the right authority. We are there for you — to take you out of this and help you know your rights.

It is not a crime to be unable to repay a loan. No one can jail you for it.

Lender conduct report

QuickCash Finance

Unregistered
47evidence-backed reports
Calls outside 8 am – 7 pm38
Contacted family or employer29
Threatened arrest12

They called my office six times in a day and threatened my manager.

LT-7F3K · reported from +91 98XXXXXX21

See how a lender behaves — before you borrow.

1,000+
legal notices issued to lenders
100+
complaints filed with the RBI Ombudsman
We are there
for you — every step of the way

Threatening calls. Messages to your contacts. Fake legal notices. Public shaming. Whatever they are doing — you can stop it, and you don’t have to do it alone.

Report an NBFC now

How we help you fight back

1

Report what's happening

Tell us, privately, what the lender or app is doing. It's encrypted — only you and our team can see it.

2

We name the rule they broke

We match it to the exact RBI rule or law — calls after hours, contacting your family, threats, data misuse.

3

We build your complaint

A ready-to-file complaint for the right forum — the lender, RBI Ombudsman, Sachet, or cybercrime.

4

We stand with you

Filing guidance, deadline reminders, and the weight of a team that has done this 1,000+ times.

Join the mission

We stand for those in need.

No one should be threatened, shamed, or driven to despair over a loan. We are building a movement of borrowers and advocates who say: enough. Know your rights. Document the harassment. Report it. And never face it alone.

Start by knowing the truth

An agent who threatens you with arrest is using illegal intimidation. Default is a civil matter — not a crime.

Read: Is not repaying a loan a crime?